一、受益人的定义及其适用范围“受益人,顾名思义为纯享受利益之人(单纯享有保险赔偿请求权之人),即其并非保险契约之当事人,而仅为保险契约关系人。盖基于私法自治原则,要保人或被保险人当然可将保险契约上之保险赔偿请求权让与受益人,故渠等受益人据此而成为具有 First, the definition of the beneficiary and its scope ”beneficiaries, as the name suggests purely for the benefit of people (simply enjoy the right to compensation claims), that is, it is not the parties to the insurance contract, but only the insured parties. Based on the principle of autonomy of private law, the insurant or the insured can, of course, make the claim of insurance indemnity on the insurance contract with the beneficiary,