本书建立了一个住房融资体系有效性问题的理论分析框架,并对我国住房融资体系有效性进行了实证考察,指出我国住房融资体系当前的突出问题是功能有效性不足,而根源是市场住房融资和政府住房融资的融资结构不合理;发展我国有效住房融资体系, This book establishes a theoretical analysis framework of the effectiveness of housing financing system, and empirical studies on the effectiveness of China’s housing financing system, pointed out that the current outstanding problems of China’s housing financing system is the lack of functionally effective, but the root causes of housing finance housing And the financing structure of government housing financing is irrational; the development of effective housing financing system in our country,