论文部分内容阅读
面对庞大的大学生消费群体以及金融机构日渐健全的风控能力,应该打开金融这扇门,让“校园贷”从野蛮生长走向文明发展。对于互联网金融的整治正在朝着更加细分的市场切入。日前,银监会、教育部等14部委联手向“校园贷”市场打出了一记响拳,宣布暂停涉嫌暴力催收、发放高利贷等违法违规机构的校园网贷业务。而在此之前,先后有优分期、名校贷、趣店(原趣分期)等先后发布缩减校园贷业务、多元化战略转型或者退出校园贷市场的消息。显然,
Faced with the huge consumer groups of university students and the increasingly sound financial control ability of the financial institutions, we should open the door to finance so that the “campus loans ” from brutal growth to the development of civilization. The remediation of Internet finance is moving toward a more fragmented market. Recently, 14 ministries and commissions such as China Banking Regulatory Commission and the Ministry of Education jointly released a ring on the campus loan market, announcing the suspension of suspected violent collection of funds and the issuance of campus network loan businesses of illegal and illegal institutions such as usurious loans. Prior to this, there have been excellent staging, elite loans, interest stores (original interest staging), etc. have announced the reduction of campus loan business, diversification of strategic transformation or withdrawal from the campus loan market news. Obviously,