论文部分内容阅读
国际银团贷款作为一种历史悠久同时又很年轻的国际银行业务,其产生和发展始终带着金融业这一所谓高风险行业的标志。金融风险一般指的就是金融机构在经营的过程中,因为决策的失误和客观情况的变化而导致的一系列的不确定因素,因此在运动过程中导致的价值以及收益损失的可能性。金融风险的种类各种各样,有利率,汇率变化的市场风险,同时也有因为支付能力不足的流动性风险以及政局变化和社会动荡带来的一系列国家风险等。
As a long history and a very young international banking business, international syndicated loans have always taken the appearance of the financial industry as the so-called high-risk industry. Financial risk generally refers to a series of uncertainties caused by the failure of policy-making and objective changes of financial institutions in the course of business operation, thus resulting in the value of the movement and the possibility of loss of revenue. There are various types of financial risks, such as market risks with interest rates and exchange rate changes. At the same time, there are also a series of national risks arising from the liquidity risk due to insufficient payment capacity as well as political changes and social unrest.