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小微企业是推动国民经济发展的重要力量,“大众创业、万众创新”为我国小微企业发展提供了难得的历史机遇。在“双创”背景下,众多的小微企业如雨后春笋般应运而生;然而,小微企业融资难、融资贵的问题是阻挠我国小微企业实现快速发展的最大障碍。本文从“大众创业、万众创新”概念的提出与内涵入手,分析了小微企业在“双创”中的重要作用,以及现在小微企融资难的问题并针对问题提出了对策。
Small and micro-enterprises are an important force in promoting the development of the national economy. “Mass entrepreneurship and innovation” provide a rare historical opportunity for the development of small and micro enterprises in our country. In the context of “double creation ”, many small and micro enterprises mushroomed as the times require; however, the financing of small and micro enterprises is difficult and the problem of financing is the biggest obstacle to the rapid development of small and micro enterprises in our country. This article starts with the proposition and connotation of the concept of “public entrepreneurship and innovation”, analyzes the important role of small and micro enterprises in “double creation ”, as well as the current financing problems of small and micro enterprises and puts forward countermeasures against the problems .