一、国内外投资基金的发展现状投资基金是市场经济高度发展的产物,并日益成为经济发展的重要推动力量。70年代以来投资基金的发展明显加快。到1996年底,美国有3000多只共同基金,总资产达35000亿美元,超过了31000亿美元的存款额,共同基金的资产占上市公司资本总额的14%,有1/3的家庭,1/4的人口持有基金。香港地区的投资基金起步于1978年,到1997年10月,已有基金1404只,基金管理 I. Development Status of Investment Funds Both at Home and Abroad Investment Funds are products of highly developed market economy and are increasingly becoming an important driving force for economic development. The development of investment funds has obviously accelerated since the 1970s. By the end of 1996, the United States had over 3,000 mutual funds with total assets of 3.5 trillion U.S. dollars, more than 3.1 trillion U.S. dollars worth of deposits, 10% of mutual funds’ assets accounting for 14% of the total capital of listed companies, 4 population holding fund. Hong Kong investment fund started in 1978, to October 1997, there are already 1404 funds, fund management