1月13日,央行发布《关于实施支付机构客户备付金集中存管有关事项的通知》,正式把第三方支付备付金集中存管提上日程。看来,对第三方支付行业而言,2017年又是充满变数的一年,集中存管算一件,除此之外还有太多新规要陆续落地,比如网联平台、清算牌照放开等,都是影响市场格局的大事。这使得2017年变得扑朔迷离,既有潜在的黑天鹅,也有真真假假的风口。如果要用一个词总结支付行业的2016,笔者愿意用“惊变”二字。而用一个词来展望2017,笔者只能用“未 On January 13, the central bank issued the Circular on the Implementation of Central Deposit Control of Prepared-to-Pay Funds of Payment Institutions, formally depositing the third-party paid standby deposit to the agenda. It seems that for the third-party payment industry, 2017 is another year full of variables and there is too many new regulations to be put in place. For example, the Internet of Things platform and the liquidation license plates Open, etc., are major events affecting the market structure. This makes 2017 confusing, both potential black swans, but also vestiges of the fake vents. If you want to use a word summed up to pay for the industry 2016, I would like to use ”scared “ word. With a word to 2017, I can only use ”not yet