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我国巨灾保险法与《保险法》是一脉相承的关系,若要使巨灾保险法的功能得以有效发挥,巨灾保险事业得以长足发展,我国巨灾保险法的构建就必须充分考虑其与《保险法》的规范协同问题,与保险法律制度的规范协同主要体现在参保方式、保险机构的建立、相关法律责任认定以及保险原则的继承和发展等方面。
The catastrophe insurance law of our country and “Insurance Law” are the same strain of relationship. If catastrophe insurance law’s function can be effectively brought into play, the development of catastrophe insurance industry can make great progress. The construction of catastrophe insurance law of our country must take full account of its compatibility with the “Insurance Law” Collaborative issues, and the legal norms of insurance synergies mainly reflected in the mode of insured, the establishment of insurance agencies, the relevant legal responsibilities and the insurance principle inheritance and development and so on.