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第三方支付行业在短短的几年内经历了从飞速起步到高速发展再到成熟应用的历程。随着互联网技术的发展,电子支付安全成为了第三方支付发展的核心和关键问题,而我国对第三方支付产业监管的法律规制仍不明确,因此产生了大量的法律风险。如今面对行业监管政策的频繁出台和市场的竞争,第三方支付不可避免的存在一些新的法律问题。本文详细的分析了第三方支付行业的发展现状及其在发展过程中所面临的安全法律问题,并为其未来的发展提出了一些新思路。
Third-party payment industry in just a few years has gone from rapid start to rapid development and then mature application of the course. With the development of Internet technology, electronic payment security has become the core and key issue of third-party payment development. However, the legal regulation of third-party payment industry in China is still not clear, and a large number of legal risks have arisen. Nowadays, faced with the frequent introduction of industry regulatory policies and the market competition, third-party payment inevitably has some new legal issues. This article analyzes in detail the status quo of the third-party payment industry and its security and legal issues in the development process, and puts forward some new ideas for its future development.