中国自1980年恢复国内保险业务,保费收入规模迅速扩大,保险公司数量明显增加,保险法规与监管制度逐渐完善,保险公司投资盈利能力提高,防范风险能力明显增强。我国保险市场的逐步恢复与完善,对于保障社会稳定、促进经济发展、推进对外开放,发挥了重要作用。但中国保险市场当前面临的矛盾较多, Since China resumed its domestic insurance business in 1980, the scale of premium income expanded rapidly, the number of insurance companies increased significantly, the insurance laws and regulations and the regulatory system were gradually improved, the profitability of insurance companies increased and the risk prevention ability was obviously enhanced. The gradual recovery and improvement of China’s insurance market have played an important role in ensuring social stability, promoting economic development and opening up to the outside world. However, China’s insurance market is currently facing more contradictions,