网上银行是随着电子商务和网络金融发展而产生的,由于能为广大网民提供方便、快捷的服务,所以从网上银行产生开始便受到广大网民的欢迎。然而由于服务平台是建立在互联网的基础之上,因此安全性问题已成为其发展的最大障碍。本文将介绍网上银行的各个安全环节,并在分析各种木马威胁原理的基础上,提出几种防范威胁的解决方法。 With the development of e-commerce and internet finance, online banking has been welcomed by the majority of netizens since its launch because of the convenient and quick service it provides to the vast number of netizens. However, because the service platform is based on the Internet, the security issue has become the biggest obstacle to its development. This article will introduce the various aspects of online banking security, and analysis of a variety of Trojan based on the principle of threats, put forward several solutions to prevent threats.