论文部分内容阅读
修订后的《保险法》将于今年10月开始施行,其中对于银保合作有了一些新的规定。近一段时间来,银监会、保监会还对银保渠道中出现的营销误导、手续费畸高等问题进行了一系列清查,相关政策法规接连出台。银保合作事关两家,须由银行、保险双方协力加强监管。本期一线话题约请湖南保监局副局长朱正以及北京大学经济学院副院长、中国保险与社会保障研究中心主任孙祁祥从不同的视角就银保合作问题进行了探讨。保监会和银监会已经表明了解决问题的态度与决心,我们有理由相信,在各方共同努力下,银保合作会逐渐走向规范发展之路。
The revised “Insurance Law” will be implemented in October this year, of which there are some new rules for the cooperation in bancassurance. Recently, the China Banking Regulatory Commission and China Insurance Regulatory Commission conducted a series of inventory of issues such as misleading marketing and abnormal handling fees that emerged in the bancassurance channel, and introduced relevant policies and regulations one after another. Bank and insurance cooperation is related to two, by the banks, insurance, concerted efforts to strengthen supervision. In the current issue, Zhu Zheng, deputy director of Hunan Insurance Regulatory Commission, and Sun Qixiang, vice president of the Peking University School of Economics and director of the China Insurance and Social Security Research Center, discussed the issue of bank-insurance cooperation from different perspectives. CIRC and China Banking Regulatory Commission have already shown their attitude and determination in resolving the issue. We have reason to believe that with the joint efforts of all parties, the cooperation between bancassurance companies and banks will gradually move toward standardizing development.