一、海外投资保险制度是世界各资本输出国的通行制度二战以后，随着国际政治、经济新秩序的逐步确立，国际投资也迅速发展。先是美国资本大量流向欧洲，接着发达国家的资本又不断涌入第三世界。但是由于各国政治法律制度的差异，发达国家的海外投资时常遭受政治风险（如征用和 I. Overseas Investment Insurance System is the Universal System of Capital Exporting Countries in the World After World War II, with the gradual establishment of a new international political and economic order, international investment has also developed rapidly. First, a large number of U.S. capital flows to Europe, followed by the influx of capital from developed countries to the third world. However, because of the differences in the political and legal systems of various countries, the overseas investment of developed countries is often subjected to political risks (such as expropriation and