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江苏省太仓市大病保险制度实施快三年了,目前运行情况如何?为此,笔者近日到实地作了一番考察,给人留下了深刻的印象。实践证明,国家建立的大病保险制度是必要的;“社商合作”大病保险的方式是可行的;大病保险“太仓模式”完全适时、适事、适势。太仓大病保险制度运行的基本情况2011年,太仓市建立了全民大病保险制度。通过了201 1年、2012年两年的运行结算,基金赔付率在80%左右;每年享受大病保险人数在2700-3000人,约占参保人数的千分之五左右;住院医疗费用10万元以上患者的个人总自负率普遍在20%以下;以使用人数及工作量
Taicang City, Jiangsu Province, the implementation of major illness insurance system almost three years, how the current operation? To this end, the author made some visits to the field recently, leaving a deep impression. Practice has proved that the state has established a system of serious illness insurance is necessary; “social business cooperation ” way of serious illness insurance is feasible; serious illness insurance “Taicang mode ” completely timely, appropriate, adaptable. Taicang major illness insurance system operation basic situation In 2011, Taicang City established a national disease insurance system. Adopted in 201 1, 2012, two years of operation settlement, the fund claims rate of about 80%; enjoy the annual number of serious illness insurance in 2700-3000 people, accounting for about five thousandths of the insured population; hospitalization costs 100,000 Meta-individuals above the total personal negative rate is generally below 20%; to use the number and workload