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长岛县是山东省唯一的海岛县,20世纪90年代初期,该县扇贝养殖渐成规模,扇贝产量最高占到全国的96%,成为全国扇贝养殖之乡,海水养殖业成为该县的主导产业,金融机构支持该产业发展的信贷投放也随之大量增加。但由于种苗退化、养殖密度过高、赤潮和疫病传播等原因,从1996年开始至2005年,该县扇贝养殖几乎绝产,经济损失巨大。为分散风险,有关村委会将村级财产和债务下放给个人,再加上岛内渔业资源日渐枯竭,2005年之前发放的渔业贷款几乎全部不良。
Long Island County is the only island county in Shandong Province. In the early 1990’s, the scallop farming in this county gradually became large-scale. The highest scallop production accounted for 96% of the national total. It became the national scallop breeding homeland and the marine aquaculture industry became the leading industry in the county , The financial institutions to support the development of the industry credit also will be a substantial increase. However, due to the degeneration of seedlings, breeding density is too high, red tide and epidemic spread and other reasons, from 1996 to 2005, the county scallop farming almost absolutely farmed, huge economic losses. In order to diversify risks, the relevant village committees delegate village-level property and debts to individuals, together with the depletion of fishery resources on the island. Almost all of the fishery loans issued prior to 2005 were unprofitable.