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全面做好林权改革与林业发展的金融服务工作,是金融实施强农惠农战略的重要切入点。林权改革后,林权抵押贷款得以迅速发展,开辟了一条通向林银双赢的有效途径,客观上助推下一步以林权抵押贷款为主要内容的林权制度改革深化。经对广西某近百万人的农业大县(以下简称全县或该县)的集体林权改革及林权抵押贷款情况进行的专项调查,作为广西壮族自治区确定的集体林权制度改革25个扩大试点县之一,全县森林资源丰富,覆盖率达65.2%,林业用地面积247.2万亩,其中集体林地面积244.9万亩。结果显示:要使“活树”变为“活钱”的制约因素——县域林业信贷服务配套跟进林改相应服务体系缓慢、信贷风险防控不到位、制度障碍及减少行政制度性因素的干扰、集约化生产不高和林业风险损失补偿机制欠完善等问题亟待解决,因此要加快林业经济发展,加速提升林业生态文明助农增收的综合效力。
The full implementation of the reform of forestry and forestry development of financial services, is an important financial entry point to implement the strategy of benefiting agriculture. After the reform of forest tenure, the rapid development of forest tenure mortgage loan has opened up an effective approach to a win-win situation in forest management, and objectively helped to deepen the reform of the forest tenure system with the forestry property right mortgage loan as the main content. After conducting a special investigation on the collective forest rights reform and the forest right mortgage loan in an agricultural county of nearly one million in Guangxi (hereinafter referred to as the county or the county), as a result of the reform of collective forest tenure system in Guangxi Zhuang Autonomous Region Expand one of the pilot counties, the county rich in forest resources, coverage of 65.2%, forestry land area of 2472000 acres, of which collective forest land area of 2449000 acres. The results show that: to make “living tree ” into the “living money ” constraints - supporting the county’s forestry credit services to follow up the corresponding service system slow, credit risk control is not in place, system barriers and reduce administrative Therefore, it is necessary to speed up the economic development of forestry and speed up the comprehensive effectiveness of boosting forestry ecological civilization to help farmers increase their incomes.