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2011年2月8日晚,央行自2010年底10月以来第三次宣布加息,一年期银行存款基准利率升至3%,五年期银行存款基准利率升至5%,均远高于传统寿险产品2.5%的预定利率上限,传统寿险产品已无任何价格比较优势。自中国保监会发布关于调整传统寿险产品预定利率的征求意见稿以来,资本市场、媒体和业内都从不同的角度对这一问题发表了各
On the evening of February 8, 2011, the central bank announced a third rate hike since the end of October 2010, raising the benchmark interest rate of one-year bank deposits to 3% and the benchmark interest rate of five-year bank deposits to 5%, both far above Traditional life insurance products 2.5% of the predetermined interest rate ceiling, the traditional life insurance products have no price advantage. Since China Insurance Regulatory Commission released the draft on adjusting the scheduled interest rate of traditional life insurance products, capital markets, the media and the industry have all published opinions on this issue from different perspectives