一、银行信贷文化的基本方面所谓信贷文化,是指在信贷实践活动中形成的能够体现信贷价值观的信贷基本理念、形象气质和行为方式的总和,它是银行企业文化的一个特殊分支,通过实现信贷业务基本理念、组织架构、信贷操作、检查反馈的全局或局部统一,逐步建立起对外服务和经 First, the basic aspects of bank credit culture The so-called credit culture, refers to the formation of credit practice in the credit values ​​that can reflect the concept of credit, the image of the temperament and behavior of the total, it is a bank branch of a special branch of corporate culture, through the realization The basic concept of credit business, organizational structure, credit operations, check the feedback of the global or local uniform, and gradually establish a foreign service and the