本文在调研的基础上,分析了湖北渔业保险发展现状,总结为渔业互助保险、地区性政策性渔业保险、合作社自办保险等三种模式;发现还存在省级层面政策性保险空白、渔业保险险种的范围少及承保水平低、缺乏基础资料和从业人员、可持续经营难等问题;在此基础上,提出有利于湖北省未来渔业保险发展的建议。 Based on the investigation, this paper analyzes the current situation of the development of Hubei fishery insurance and summarizes three models: mutual aid insurance for fishery, regional policy-based fishery insurance and cooperative insurance, and finds that there are still some gaps in policy insurance at provincial level, such as fishery insurance The scope of insurance is low and the coverage is low, the lack of basic information and practitioners, sustainable management is difficult and so on; on this basis, put forward suggestions that will benefit the future development of fishery insurance in Hubei Province.