【政策出台】为进一步创新金融产品和服务,支持供给侧结构性改革,促进养老服务业加快发展,人民银行、民政部、银监会、证监会、保监会于2016年3月联合印发了《关于金融支持养老服务业加快发展的指导意见》(银发[2016]65号,下称《意见》)。《意见》是落实《国务院关于加快发展养老服务业的若干意见》(国发[2013]35号,下称国务院35号文件)的又一重要举措,也引发广泛讨论,击节赞赏有之、批判拍砖亦存,总体而言,《意见》作为首个全面系统阐述金融支持养老服务业发展的政策文件,其意义 [Policies] In order to further innovate financial products and services, support supply-side structural reforms and promote the accelerated development of pension services, PBC, Ministry of Civil Affairs, China Banking Regulatory Commission, China Securities Regulatory Commission and CIRC jointly issued the Circular on Financial Support Guiding Opinions on Accelerating the Development of Pension Services “(Yin Fa [2016] No. 65, hereinafter referred to as” Opinion “). ”Opinions“ is another important measure for implementing the ”Several Opinions of the State Council on Accelerating the Development of the Old-age Care Services" (GF [2013] No. 35, hereinafter referred to as No. 35 document of the State Council), which has also led to extensive discussions and criticisms As a whole, Opinion is the first policy document that comprehensively and systematically expounds the development of the financial support for the aged service industry