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2003年7月开始,生源地财政贴息助学贷款业务在河北省全辖广泛推行。一年多来,在各有关部门的共同努力下,该项业务取得了较快的发展。作为国家助学贷款的有益补充,生源地财政贴息助学贷款的优越性逐渐被各方所认同。与国家助学贷款相比,生源地财政贴息助学贷款有比较明显的优势,主要表现为承贷主体多元化、放款形式多样化、贷款管理属地化,同时贷款期限、时间、额度等也比较符合借款人的实际需求,存在较大的发展潜力,有一定的推广价值。
Since July 2003, the financial interest-subsidized student loan business has been widely implemented in Hebei Province. In the past year or so, with the joint efforts of all relevant departments, the business has achieved rapid development. As a useful supplement to the national student loan, the superiority of the student interest subsidy loan is gradually recognized by all parties. Comparing with the national student loan, the financial interest-subsidized student loan has more obvious advantages, mainly including the diversification of the loan-taking subjects, the diversification of loan types, the localized loan management and the loan term, time and quota In line with the actual needs of borrowers, there is greater potential for development and a certain promotional value.