住房制度改革以来,中国城市居民的居住条件在一定程度上有所改善,但完善的住房保障制度仍然没有建立起来,广大居民的住房需求仍未得到满足。因此,改善居民的居住水平,完善我国的住房保障制度,仍然是我们所要面临的主要任务。文章首先分析了我国现阶段住房保障制度中的存在问题,然后针对已出现的问题并结合我国国情,提出完善我国住房保障制度的相应对策。 Since the reform of the housing system, the living conditions of Chinese urban residents have improved to some extent, but the sound housing security system has still not been established and the housing needs of the majority of residents have not yet been met. Therefore, improving the living standards of residents and improving the housing security system in our country remain the major tasks we must face. First of all, the article analyzes the existing problems in China’s housing security system at present, and then, in view of the problems that have emerged and in light of China’s national conditions, puts forward some countermeasures to improve China’s housing security system.