本文主要通过对新疆消费信贷发展现状及存在问题的分析,提出了促进新疆消费信贷进一步发展的对策建议,并结合国家出台的一系列有关消费信贷的政策,探讨优化外部环境对促进新疆消费信贷发展的影响。 Based on the analysis of the status quo and existing problems of the development of consumer credit in Xinjiang, this paper puts forward the countermeasures and suggestions on how to promote the further development of consumer credit in Xinjiang. In combination with a series of policies on consumer credit promulgated by the government, this paper discusses how to optimize the external environment to promote the development of consumer credit in Xinjiang Impact.