观念一:钱装进口袋不如装进脑袋小张和小刘既是同事又是当年的大学同窗。小张脑瓜精明,工作期间做了兼职,积蓄颇丰。而小刘似乎有点“败家”,对好友的提醒充耳不闻,工资分文不攒,全花在了买书和参加各种培训上,并且还举债数万元读MBA。后来,他拿到MBA证书跳槽去了一家外企担任 The concept of one: Qian loaded into the bag than loading Zhang and Xiao Liu both colleagues and then university students. Zhang smart, working part-time, savings quite good. The little Liu seems a little “defeat home,” remind friends deaf ears, paycheck not save, all spent on buying books and attend various training, and also borrow tens of thousands of dollars to read MBA. Later, he got the MBA certificate and switched to a foreign company