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随着我国经济的快速发展,改革的不断深入,企业作为市场主体的作用越来越突出。企业发展需要充足的资金,特别是正处于发展上升期的中小企业。企业为谋求发展,通过相互担保的方式进行融资的现象日趋频繁,而相对于实际需求,我国的立法现状存在明显不足。在本文中,一方面从法理上进行分析,寻求企业间相互担保中公司自治与法律强制的平衡点;另一方面,结合我国实践与立法,提出宏观上强化立法理念的创新,微观上则从主体、内容方面对制度加以完善。
With the rapid economic development in our country and the continuous deepening of reforms, the role of enterprises as market players has become increasingly prominent. Business development requires adequate funding, especially for SMEs that are in the midst of a rising period of development. In order to seek development, enterprises are financing more and more frequently by way of mutual guarantee. However, compared with the actual demand, the current situation of legislation in our country is obviously insufficient. In this paper, on the one hand, it analyzes from the jurisprudence and seeks to strike a balance between corporate autonomy and legal coercion in the mutual guarantee between enterprises; on the other hand, combining the practice and legislation of our country, this paper proposes to macroscopically strengthen the innovation of legislation concept. Subject, content, to improve the system.