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邮政储蓄为中央银行实施货币政策，筹集经济建设资金，做出了重要贡献。然而，随着金融体制改革和邮政体制改革的不断深入，目前邮政储蓄这种与邮政混业的经营管理体制已呈现出明显的不适应性，其经营过程中产生的问题和所带来的负面影响也越来越突出。如何规范邮政储蓄的经营?
Postal savings have made important contributions to the implementation of monetary policy by the Central Bank and raising funds for economic construction. However, with the deepening reform of the financial system and the reform of the postal system, the current management system of postal savings, which is a mixture of postal savings and postal services, has shown a significant non-adaptability. The problems arising from its operation and the negative aspects brought by it The impact is more and more prominent. How to regulate the operation of postal savings?