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目前除了二套房贷按揭业务因为调控政策调整,首付提高至五成外,首套房的首付比例以及利率折扣也同样趋紧。据一些房产中介机构透露,目前首套房贷已出现收紧的苗头,一些银行开始要求首付比例从2成提高至3成,首套房贷利率的折扣也开始浮动,对于一些客户,原先8.8折和9折左右的变得更难申请到,取而代之的是基准利率。除了二手房市场,一些在售的商品房楼盘也被要求提高首套房的首付比例至3
Apart from the adjustment of regulatory policies and the down payment to 50%, the down payment ratio and the interest rate discount for the first suite are also currently tightening. According to some real estate agency revealed that the first set of mortgages has tightened the signs of some banks began to require the proportion of down payment increased from 20% to 30% discount on the first set of mortgage rates also began to float, for some customers, the original 8.8 fold and It becomes harder to apply for about 10% off, and is replaced by the benchmark interest rate. In addition to second-hand housing market, some of the real estate for sale in real estate was also asked to raise the first suite down payment ratio to 3