实施西部大开发是关系到我国现代化建设第三步战略目标能否实现的一项重大战略。而实施西部大开发又涉及到一个巨额投资问题。我们认为应该构建包括国家（含政策性银行）、民间投资、外商投资在内的多元化投资渠道，并充分发挥商业银行在西部大开发中的作用。 一、国家应进一步 To implement the large-scale development of the western region is a major strategy that relates to the realization of the third-phase strategic goal of our country’s modernization. However, implementing the large-scale development of the western region also involves a huge investment issue. We think we should build a diversified investment channel that includes the state (including policy banks), non-government investment and foreign investment, and give full play to the role of commercial banks in the development of the western region. First, the country should go further