A general form of an equation that “explicitly” diagnoses SST change is derived. All other equations in wide use are its special case. Combining with the data from an ocean general circulation model (MOM2) with an integration of 10 years (1987-1996), the relative importances of various processes that determine seasonal variations of SST in the tropical Indian Ocean are compared mainly for January, April, July and October. The main results are as follows. (1) The net surface heat flux is the most important factor affecting SST over the Arabian Sea, the Bay of Bengal and the region south of the equator in January; in April, its influence covers almost the whole region studied; whereas in July and October, this term shows significance only in the regions south of 10°S and north of the equator, respectively. (2) The horizontal advection dominates in the East African-Arabian coast and the region around the equator in January and July; in October, the region is located south of 10°S. (3) The entrainment is s All other equations in wide use are its special case. Combining with the data from an ocean general circulation model (MOM2) with an integration of 10 years (1987 -1996), the relative importances of various processes that determine seasonal variations of SST in the tropical Indian Ocean are compared mainly for January, April, July and October. The main results are as follows. (1) The net surface heat flux is the most important factor affecting SST over the Arabian Sea, the Bay of Bengal and the region south of the equator in January; in April, its influence covers almost the whole region studied; while in July and October, this term shows significance only in the regions south of 10 ° S and north of the equator, respectively. (2) The horizontal advection dominates in the East African-Arabian coast and the region around the equator in January and July; in October, the region is located south of 10 ° S (3) The entrainment is s