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[案情]2003年5月7日,原告李思佳之母所在单位某职业教育中心在被告中国人寿保险股份有限公司宜昌西陵区支公司(以下简称‘西陵人保公司’)处为原告购买‘学生、幼儿平安保险’一份(该保险附加意外伤害医疗保险,保险期间为1年),并按规定交纳了保险费。2004年1月7日,原告乘坐摩托车了生交通事故,致使原告受伤,经宜昌市第一人民医院门诊治疗,用去医疗费1313.90元。因原告另在泰康保险公司购买四季长乐终生分红人身保险,该保险亦附加意外伤害医疗保险,事故发生后,原告持医疗费发票原件等相关资料到泰康保险公司要求理赔,该公司依保险合同为原告赔付医疗保险金1263.90元(实际支付的医疗费1313.90元减去免赔额50元)。之后,原告持医疗费发生票复印件等相关资料到被告处要求理赔,被告要求原告提供医疗费原始凭证,提出原告在其公司投保
[Case] On May 7, 2003, a vocational education center of the unit where the plaintiff Li Sijia was located purchased the students for the plaintiff from the defendant China Yishilong Xiling District Branch Company (hereinafter referred to as Xiling People’s Insurance Company) Child care insurance ’a (additional insurance against accidental injury insurance, insurance period of 1 year), and in accordance with the provisions of the insurance premiums paid. January 7, 2004, the plaintiff took a motorcycle accident, resulting in the plaintiff injured, Yichang City First People’s Hospital outpatient treatment, medical expenses spent 1313.90 yuan. As the plaintiff in Taikang insurance company to buy four seasons Changle lifetime bonus life insurance, insurance also attached accidental injury insurance, after the accident, the plaintiff holding the original medical expenses invoice and other related information to the Thai insurance company claims settlement, the company under the insurance contract The plaintiff paid medical insurance 1263.90 yuan (the actual payment of medical expenses 1313.90 yuan less deductible 50 yuan). After that, the plaintiff held a copy of medical expenses tickets and other related information to the defendant at the claim for compensation, the defendant asked the plaintiff to provide the original medical expenses certificate, the plaintiff in the company insured