后金融危机时代金融改革的焦点议题之一就是如何更好保护金融消费者的合法权益。从传统的投资者到如今的金融消费者这一身份的转变反映了投资者的强势地位向弱势地位的滑落,而对弱势群体进行保护已成为现代法治实现社会正义的应有之义,因而通过法律制度以保护作为弱势群体的金融消费者的利益之正当性似乎毋庸置疑。 After the financial crisis era of financial reform, one of the key topics is how to better protect the legitimate rights and interests of financial consumers. The change from the traditional investor to the present financial consumer reflects the decline of investors’ strong position to the disadvantaged position. However, the protection of vulnerable groups has become the responsibility of modern law and order to realize social justice. Therefore, The legitimacy of the legal system to protect the interests of financial consumers as vulnerable groups seems unquestionable.