论文部分内容阅读
近年来,中小企业在推动经济增长、提升社会就业率、创造社会经济福利等各方面扮演着越来越重要的角色。然而,由于不公平的外部金融环境以及中小企业自身存在的种种问题,使得中小企业融资陷入困境。文章在分析我国中小企业资金结构的基础上,列举了当前的各种融资方式及其优缺点。最后,文章在金融市场与中小企业自身建设两方面,提出改善中小企业融资困境的建议。
In recent years, SMEs play an increasingly important role in promoting economic growth, increasing social employment rate and creating social and economic benefits. However, due to unfair external financial environment and the problems of SMEs themselves, SME financing is in a dilemma. Based on the analysis of the capital structure of small and medium-sized enterprises in our country, the article lists various current financing methods and their advantages and disadvantages. Finally, the article puts forward suggestions on how to improve the financing difficulties of SMEs in terms of both the financial market and the self-construction of SMEs.