基金的类型一般可分为股票型、混合型、债券型、保本型、货币型五大类,其风险和收益的排序也是按照上述的排列从高到低,投资者可以按照自己的风险承受能力和收益目标自行选择和配置。但是在基金资产的配置过程中,对基金经理投资风格的了解也是必须要做的功课。这就好比在体育比赛中,高水平的运动员和教练会经常关注主要竞赛对手的情况,研究他们的竞技特点和风格,并据此制定战略战术一样。 Fund types generally can be divided into stock, hybrid, bond type, capital preservation, currency type five categories, the risk and return of the sort is in accordance with the above arrangement from high to low, investors can according to their risk tolerance and Profit target to choose and configure. However, in the process of allocation of fund assets, the understanding of fund manager investment style is also a must. This is like sports competitions in which high-level athletes and coaches often look at their major competitors, study their athleticism and style, and develop strategies and tactics accordingly.