目前,我国黄金市场投资品种比较单一,投资渠道也极为有限。与此同时,国内流动性过剩和股票市场系统性风险不断积累,加剧了投资者对理财产品多样化的需求。在上述宏观背景下,本文就如何发挥信托优势开发黄金信托产品以拓展投资渠道进行了探索,着重提出了三类具有可操作性的黄金信托产品的具体设计方案及其实证分析,并提出相应政策建议。 At present, the varieties of gold investment in our country are relatively simple and the investment channels are also very limited. In the meantime, the continuous accumulation of excess liquidity and systemic risk in the stock market has exacerbated the demand of investors for the diversification of wealth management products. Under the macro background above, this paper explores how to exploit the trust advantage to develop the gold trust products to expand the investment channels, and puts forward three specific types of practical gold trust products design and empirical analysis, and puts forward corresponding policies Suggest.