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2007年发端于美国的次贷危机迅速演变为全球性金融危机,各国金融业损失惨重,作为金融业三大支柱之一的保险业也未能幸免。本文分析了金融危机冲击下全球保险业的风险变动和随之引发的保险业风险管理策略新动向,同时这些变革也给我国保险业在未来的改革与发展中,如何防范风险、健康成长带来深刻启示。
The subprime mortgage crisis originated in the United States in 2007 rapidly evolved into a global financial crisis. As the financial industry in various countries suffered heavy losses, the insurance industry, one of the three pillars of the financial industry, was also spared. This article analyzes the risk changes in the global insurance industry under the impact of the financial crisis and the ensuing new trends in the risk management strategy of the insurance industry. At the same time, these changes have brought about the risks and healthy growth brought by the insurance industry in the future reform and development of our country’s insurance industry Inspiration