当前围绕商品房价格问题的热议,对于广大中低收入阶层已没有多少现实意义据联合国开发计划署2006年发表的报告,中国收入最高的10%的人口,拥有41%的财富,是最穷的20%人口所得的33倍。这就使相当大一部分中低收入者在住房问题上面临极大的困境。为了解决这个问题,我国政府陆续出台了一系列鼓励发展保障性住房的政策。可是,为了充分发挥房地产市场保障经济 The current hot debate around the price of commercial housing for the majority of low-income people have not much practical significance According to the United Nations Development Program in 2006 released a report, China’s top 10% of the population, with 41% of the wealth, is the poorest 33% of the income of 20% of the population. This makes a considerable part of the low-income people in housing problems facing great difficulties. In order to solve this problem, our government has issued a series of policies to encourage the development of affordable housing. However, in order to give full play to the real estate market to protect the economy