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家庭财产保险越来越受居民的青睐,许多人已把参加财产保险作为防范意外风险和损失的重要途径。但因我国大众接触财险的时间不长,了解不够,缺乏相关知识,再加上一些保险营销员的误导,使许多居民在投保财险时有认识误区。一、保险不等额。一方面一些投保人为了少支付保费而人为地把保险合同约定的保险金额报得低于保险财
Family property insurance is increasingly favored by residents and many have taken part in property insurance as an important way to prevent accidental risks and losses. However, due to the fact that the public in our country did not have access to property insurance for a long time, they did not know enough and lacked relevant knowledge. Coupled with the misleading guidance of some insurance marketers, many residents misunderstood the insurance policies. First, the insurance is not equal. On the one hand, some insured persons artificially report the amount of insurance agreed in the insurance contract lower than that of insurance money in order to pay less for the premium