新《安全生产法》已于2014年12月1日起正式施行,此次新安法提出“国家鼓励生产经营单位投保安全生产责任保险”(第四十八条第二款)。对此,笔者希望通过介绍外资企业财产商业保险的运作模式,以期对安全生产责任保险的推行有所启发。案例2013年9月4日下午,无锡海力士意法半导体公司发生火灾事故,共造成约10亿美元的损失。由于无锡海力士先前投保财产保险,因此这些损失都由保险公司承担。由此看来,安全生产责任保险的推行有利于提高企业对安全生产 The new “Production Safety Law” has come into effect on December 1, 2014. The Xin’an Law proposed that “the state encourages production units to insure production safety liability” (Article 48, paragraph 2). In this regard, I hope that through the introduction of foreign-funded commercial property insurance business model, with a view to the implementation of safety liability insurance inspired. Case On the afternoon of September 4, 2013, a fire broke out at Wuxi Hynix STMicroelectronics, causing a total loss of about 1 billion U.S. dollars. As Wuxi Hynix previously insured property insurance, so these losses are borne by the insurance company. Seen in this light, the implementation of safety liability insurance is conducive to improving the safety of enterprises