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金融危机主要是指在金融资产和金融机构以及金融市场三个方面的危机,金融危机发生后,金融资产的价格就会随之进行大幅度的下跌,甚至有些金融机构还会面临倒闭的危机,某些类似于股市、债市之类的金融市场还会出现暴跌的情况。中小企业因为其规模较小,管理也不够规范,在金融危机的冲击下最先受到影响,造成大范围的损失。我国为了避免遭受金融危机的强大冲击,应该在政府和企业两个方面下手,做到双管齐下,对金融危机进行提早的防范。
The financial crisis refers mainly to the three aspects of financial assets and financial institutions and financial markets crisis, the financial crisis, the financial assets will follow a sharp decline in the price, and even some financial institutions will face the crisis of collapse, Some financial markets, such as the stock market and the bond market, are subject to plunging conditions. Because of their small size, SMEs are not standardized enough in management and are the first to be affected by the financial crisis, resulting in a wide range of losses. In order to avoid being hit hard by the financial crisis, our country should start from both the government and the enterprise level and do a two-pronged approach to prevent the financial crisis earlier.