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买方信贷，通常是指银行促进本国产品出口的一项信贷业务，是指出口商所在地银行为了扩大本国设备的出口，而向国外进口商或进口商所在银行提供的贷款；适用于大宗复杂、货款期限较长的出口交易。随着我国市场机制的逐步推进，企业生存与发展的重点，已经由单纯地注重产品生产
The buyer’s credit usually refers to a credit business that the bank promotes the export of domestic products. It refers to the loans provided by the bank where the exporter is located to the bank of the foreign importer or importer in order to expand the export of the domestic equipment; it applies to large-scale complex and payment. Longer term export transactions. With the gradual advancement of China’s market mechanism, the focus of the company’s survival and development has been to focus solely on product production.