到银行购买保险理财产品似乎成为越来越多人的习惯,按理说银保产品只会一路攀升,笑傲市场。可是看看最新统计数据:2005年一季度银行新单保费比去年同期减少18%,比2003年更是减少34%,让人不禁为银保市场的前途担心。尤其是现在国债收益持续上扬,银行保险投资理财产品面临的挑战 The purchase of insurance wealth management products at banks seems to be the habit of more and more people. To be honest, the insurance products of banks and insurance companies are going to climb all the way and laugh at the market. But take a look at the latest statistics: the new single premiums of banks in the first quarter of 2005 were 18% lower than the same period of last year and 34% more than in 2003. People can not help but worry about the future of the bancassurance market. In particular, the yields of government bonds have continued to rise. Banks are facing the challenge of investing in wealth management products