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传统物流向现代物流转变过程中,风险责任承担者、风险形态发生变化,原有的物流保险制度难于适应新的形式,物流责任保险制度应运而生。但是,这一本应使保险人和物流经营者双赢的制度设计在实践中却备受冷落。有必要分析其原因,弥补制度缺失的漏洞并寻求相应的对策,从而保障物流责任保险制度能够得到广泛使用,推动物流业持续稳定发展。
In the process of transforming traditional logistics to modern logistics, the risk-bearing undertaker and the risk form change. The original logistics insurance system is difficult to adapt to the new form. The logistics liability insurance system came into being. However, the design of a system that should make win-win for insurers and logistics operators is neglected in practice. It is necessary to analyze the causes, make up for the loopholes in the system and seek corresponding countermeasures to ensure that the system of logistics liability insurance can be widely used to promote the sustained and steady development of the logistics industry.