近来,通过信贷资产证券化的方式对银行不良资产问题加以化解成为继债权转股权、财政核销、债务托管等解决方案后的又一重大思路突破。对此,理论界是如何看待的呢?更多的专家认为,就目前的情况来看,在我国开展信贷资产证券化并非万事俱备,只欠东风。无论从宏观的市场环境、制度环境、法律环境和政策环境来看,还是从微观的可 Recently, the issue of non-performing assets of banks has been resolved through the securitization of credit assets to become another major breakthrough after the settlement of claims and equity, financial verification and debt custody solutions. In this regard, the theoretical community is how to treat it? More experts believe that the current situation, in our credit asset securitization is not everything is ready, only the wind. No matter from the macroscopic market environment, institutional environment, legal environment and policy environment, or from the micro