中小企业融资难是世界性的课题。当前由次级贷引发的金融危机席卷全球,世界经济进入衰退阶段,使企业本已面临的融资难问题更难。由于中国的特殊国情,中小企业融资难在新形势下又具有特殊性。本文试图研究在金融危机的背景下,我国中小企业所面临的融资难题,以及解决的对策。 SME financing is a worldwide issue. The current financial crisis triggered by subprime loans has swept the world and the world economy has entered a recession stage, making it more difficult for enterprises to face the problem of financing difficulties. Due to China’s special national conditions, it is difficult for SME financing to be unique under the new circumstances. This article attempts to study the financing problems faced by SMEs in the context of the financial crisis, as well as solutions.