随着我国经济的发展,中小企业成为推动我国经济发展、促进市场繁荣的主力,然而在融资问题上却一直是中小企业发展的阻碍。从对中小企业融资风险的识别角度出发,介绍了中小企业在直接融资和间接融资中可能遇到的风险,并对各过程中中小企业融资风险的预警进行分析,最后提出了中小企业融资风险中的防控管理方面的建议。 With the development of China’s economy, SMEs have become the main force to promote China’s economic development and promote market prosperity. However, on the issue of financing, it has always been an obstacle to the development of SMEs. From the perspective of recognizing the financing risks of small and medium-sized enterprises, the risks that may be faced by SMEs in direct financing and indirect financing are introduced, and the early warning of SME financing risks in each process is analyzed. Finally, the financing risks of SMEs are raised. On the prevention and control of management.