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一美国是世界上一个经济发达的国家,它的医学科学技术水平较高,但美国并没有建立起保障全体居民健康的国民卫生保健制度。美国的社会保险发展比较晚。1935年罗斯福总统执政时,推行“新政”,公布了“社会保险法”,但这个法案只包括老年补助、老年福利、失业救济等,还没有“疾病保险”的内容。因此,美国人医疗保健的安全保障只有依靠私人保险公司通过建立各种形式的医疗保险制度来解决。保险是指人们对于一切自然灾害和意外事故所造成的损失实行以“共同分摊”办法代替个别单位或个人承受的一种制度。所谓
The United States is an economically developed country in the world. Its medical science and technology are relatively high, but the United States has not established a national health care system that guarantees the health of all residents. The development of social insurance in the United States is relatively late. When President Roosevelt took office in 1935, he introduced the “New Deal” and announced the “Social Insurance Law.” However, this bill only includes old-age benefits, old-age benefits, unemployment benefits, etc. There is no “sickness insurance”. Therefore, the safety and security of American health care can only be solved by private insurance companies through the establishment of various forms of medical insurance systems. Insurance refers to the practice of replacing the damages caused by all natural disasters and accidents with a system of “common allocation” to replace individual units or individuals. So-called