融资难一直是制约民营企业发展的巨大障碍。本文在总结民营企业发展现状,分析民营企业融资难的内外部原因的基础上提出,应从健全政策法规,加强自身建设,推进金融深化等几方面入手,解决我国民营企业融资难这一问题。 Financing difficulties have always been a huge obstacle to the development of private enterprises. On the basis of summarizing the current situation of private enterprises and analyzing the internal and external causes of private enterprises’ financing difficulties, this paper puts forward that we should start from the aspects of improving policies and regulations, strengthening self-construction and promoting financial deepening so as to solve the problem of financing difficulty of private enterprises in our country.