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今年1月,张虎在某保险公司投保了人身意外伤害保险及附加意外伤害医疗保险。9月1日,张虎和朋友从饭店吃饭出来后,骑自行车回家时与一辆迎面驶过来的汽车正面相撞后当场死亡。汽车司机在事故发生后驾车逃逸,但最终被抓获归案。后经交管部门认定,汽车司机驾驶车辆发生事故后驾车逃逸,违反了《道路交通安全法》的规定,应承担事故的主要责任;而死者张虎是在醉酒后驾驶非机动车通行,违反了《道路交通安全法实施条例》的规定,应承担事故的次要责任。
In January of this year, Zhang Hu insured personal accident insurance and accidental injury medical insurance at an insurance company. September 1, Zhang Hu and friends eating out from the hotel came out, riding a bicycle home with a car head-on collision on the spot after the death. The car driver escaped after the accident and was eventually arrested. After the traffic management department found that the driver of a car driving an accident after driving an accident violated the “Road Traffic Safety Law,” the main responsibility should bear the accident; and the deceased was driving a drunk non-motor vehicle Zhang Hu, in violation of The “Road Traffic Safety Law Enforcement Regulations,” the provisions should bear the secondary responsibility for the accident.