4个20岁的青年去银行贷款。银行答应借给他们每人一笔巨款,条件是他们必须在50年内还清本利。第一个青年想先玩25年,然后用生命的最后25年再努力工作偿还,结果他活到70岁都一事无成,死去时仍然负债累累。他的名字叫“懒惰”。第二个青年用前25年拼命工作,50岁上他还清了所有的欠款,但是那一天他却累倒了。不久他死了。他的骨灰盒上挂着一个小牌,上面写着他的名字“狂热”。第三个青年在70岁上还清了债务,然后没过几天他去世了,他的 Four 20-year-olds go to bank loans. The bank promised to lend them a huge sums each, provided they had to pay off the dividend within 50 years. The first youth wanted to play for 25 years first, and then work hard again with the last 25 years of his life to pay off. As a result, he lived until he was 70 years old and was still in debt when he died. His name is “lazy ”. The second youth worked hard for the first 25 years, paid up all the arrears at the age of 50, but on that day he fell. Soon he died. There was a small card hanging on his urn with his name “fanatical ”. The third youth paid off his debt at the age of 70, and a few days later he died, his