7月中旬 ,中国建设银行、中国银行、中国工商银行先后公布其上半年经营业绩 ,三家国有商业银行的不良贷款率分别比年初下降了2 99%、3 33%和 3 5% ,降幅接近全年指标。然而 ,据最近由中国人民银行重庆营业管理部对当地国有商业银行作出的一份不良贷款监测报告显示 ,国有商业银 In mid-July, China Construction Bank, Bank of China and Industrial and Commercial Bank of China successively announced their operating results in the first half of the year. The non-performing loan ratios of the three state-owned commercial banks dropped by 2 99%, 33 33% and 35% respectively from the beginning of the year, Year indicator. However, according to a recent non-performing loan monitoring report made by the PBOC’s Chongqing Department of Business Administration to the local state-owned commercial banks, the state-owned commercial bank